Claude AI skill
Debt Payoff Strategy Generator
Stop paying minimums forever.
Takes your debt list, balances, interest rates, and minimum payments and produces a complete payoff plan comparing both strategies — with timeline, total interest savings, and month-by-month milestones.
What you get
Here’s what Claude makes for you with this skill.
Debt inventory and analysis
Avalanche method plan
Highest interest first.
Snowball method plan (smallest balance first)
Comparison of both approaches
Month-by-month payoff milestones
Total interest savings calculation
What you tell Claude
Have these ready and the skill does the rest.
- List of debts with balance, interest rate, and minimum payment for each
- Any extra money you can put toward debt each month
- Your priority: pay off fastest or save the most interest
Who it’s for
Anyone carrying multiple debts who wants a clear, motivated path to paying them off — not just a minimum payment calculator.
What you download
One ZIP with the skill and a PDF install guide with step-by-step setup and sample prompts.
How it works
No tech skills needed. It takes about two minutes.
- Unzip your download. Inside you’ll find the skill file and its own install guide with sample prompts.
- Add it to Claude. Open claude.ai, click Customize, then Skills. Click +, then Create skill, then Upload a skill. Pick the file and make sure its toggle is on.
- Try it. Start a new chat and paste the first sample prompt from your guide. Swap in your own details and go.
You’ll need: a Claude.ai account with Code execution turned on in Settings → Capabilities. Skills need this switch.
Questions
The things people ask most before they buy.
Do I need a paid Claude plan?
No. Skills work on every Claude plan, so you don’t need to upgrade. You just need Code execution turned on in Settings → Capabilities. On a Team or Enterprise plan, your admin turns it on.
Is it good for beginners?
Yes. No tech skills needed. The skill comes with a step-by-step install guide and sample prompts, and you talk to Claude in plain English.
Can I use it on my phone or tablet?
Yes. You add the skill once on claude.ai or in the Claude desktop app. After that it’s part of your Claude account and ready in your chats, including on your phone or tablet.
How do I get my files?
Your download is ready right after checkout, and the store emails you the link too.
Questions about your order? Email support@thelilystudio.com.